RESPrep

BSD Calculator (Singapore)

Work out the Buyer's Stamp Duty (BSD) on a Singapore residential property in seconds. Just enter the purchase price.

Buyer's Stamp Duty (BSD)
$44,600

BSD is charged on the higher of purchase price or market value, on progressive tiers: 1% on the first $180k, 2% on the next $180k, 3% on the next $640k, 4% on the next $500k, 5% on the next $1.5m, and 6% above $3m (residential).

Estimates only, for general guidance. Rates current as of July 2025 (latest BSD/ABSD/SSD revisions) and may change with government measures — always confirm against IRAS BSD before relying on a figure.

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How Buyer's Stamp Duty works

BSD is a tax paid by the buyer on any purchase of property in Singapore. For residential property it is calculated on the higher of the purchase price or the market value, using progressive marginal rates — so only the portion of the price within each band is taxed at that band's rate. It is payable within 14 days of signing the contract (or the date of the document if signed overseas).

📚 Go deeper for the RES exam: Stamp duties (BSD, ABSD & SSD) explained.

Frequently asked questions

What is Buyer's Stamp Duty (BSD)?

BSD is a tax the buyer pays on every purchase of property in Singapore, calculated on the higher of the purchase price or the market value.

How is BSD calculated in Singapore?

BSD uses progressive marginal rates: for residential property, 1% on the first $180,000, 2% on the next $180,000, 3% on the next $640,000, 4% on the next $500,000, 5% on the next $1.5m and 6% above $3m. Only the portion of the price in each band is taxed at that band's rate.

What is the difference between BSD and ABSD?

BSD applies to every buyer on every property purchase. ABSD (Additional Buyer's Stamp Duty) is an extra duty on top, based on your residency status and how many residential properties you own.

Do I pay BSD on an HDB flat?

Yes. BSD applies to both HDB and private residential purchases, including resale. It is payable within 14 days of signing the contract.