RESPrep

Rental Yield Calculator (Singapore)

Work out the gross and net rental yield on a Singapore property in seconds — enter the price, monthly rent and annual expenses.

Gross yield
3.60%
Net yield
3.20%

Gross yield = annual rent ($54,000) ÷ price. Net yield deducts your annual expenses first, so it is always lower than gross — it's the truer measure of a rental's return.

Estimates only, for general guidance. Rates current as of July 2025 (latest BSD/ABSD/SSD revisions) and may change with government measures — always confirm against IRAS / MAS before relying on a figure.

Studying for the RES exam?

These calculations come up in Paper 2. Practise the real exam-style questions — free to start, no card needed.

Start practising free →

Gross vs net rental yield

Gross yield is the annual rent as a percentage of the property price, before any costs. Net yield deducts operating expenses — property tax, maintenance/MCST fees, agent commission, insurance and repairs — so it reflects the true return on an investment property. Net yield is always lower than gross, and is the figure investors and the RES Paper 2 syllabus care about most.

📚 Go deeper for the RES exam: Property tax, GST & leasing explained.

Frequently asked questions

How do you calculate rental yield?

Gross rental yield = (monthly rent × 12) ÷ purchase price × 100%. Net yield subtracts annual operating costs (property tax, maintenance, agent fees, insurance, repairs) from the rent before dividing by the price.

What is a good rental yield in Singapore?

Gross rental yields for private residential property in Singapore are typically around 2.5%–4%. A higher headline yield isn't always better once costs, vacancy and financing are considered.

What is the difference between gross and net rental yield?

Gross yield is annual rent as a percentage of price, before costs. Net yield deducts operating expenses, so it reflects the true return — it is always lower than gross and is the figure investors rely on.