SSD Calculator (Singapore)
Work out the Seller's Stamp Duty (SSD) on a Singapore residential property. Enter the price and how long it was held.
SSD is the seller's liability and applies regardless of whether you made a profit. For residential property sold on or after 4 Jul 2025: 16% / 12% / 8% / 4% if sold within 1 / 2 / 3 / 4 years, and 0% after 4 years. It is charged at one flat rate on the higher of price or value.
Estimates only, for general guidance. Rates current as of July 2025 (latest BSD/ABSD/SSD revisions) and may change with government measures — always confirm against IRAS SSD before relying on a figure.
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Start practising free →How Seller's Stamp Duty works
SSD is a tax paid by the sellerwhen residential property is sold within the holding period — designed to discourage short-term "flipping". It applies regardless of whether the sale made a profit, and is charged at one flat rate (not tiered) on the higher of the sale price or market value. For property bought on or after 4 July 2025 the holding period is 4 years: 16%, 12%, 8% and 4% for sales within 1, 2, 3 and 4 years respectively, and 0% after 4 years.
📚 Go deeper for the RES exam: Stamp duties (BSD, ABSD & SSD) explained.
Frequently asked questions
What is Seller's Stamp Duty (SSD)?
SSD is a tax the seller pays when residential property is sold within a holding period after purchase. It is an anti-flipping cooling measure and applies whether or not the sale is profitable.
When does SSD apply and who pays it?
It is paid by the seller when the property is sold within the holding period. For property bought on or after 4 July 2025 the holding period is 4 years; sell after that and SSD is nil.
How much is SSD in Singapore?
SSD is a flat rate on the higher of sale price or market value. For purchases from 4 July 2025: 16%, 12%, 8% and 4% for sales within 1, 2, 3 and 4 years respectively, and 0% after 4 years.
Does SSD apply to HDB flats?
HDB flats have their own Minimum Occupation Period (MOP) rules; SSD chiefly affects private residential resales within the holding period. Always confirm your specific case against IRAS.