Study Notes
Curated exam deep-dives that go beyond the free concept pages — the rates, worked examples and traps, organised the way the exam tests them. Read the opening of each free; unlock the full note with Premium.
Paper 2 · Finance & Taxation
Stamp Duties, decoded: BSD, ABSD & SSD
The numbers examiners love and buyers fear — every band, rate and remission for BSD, ABSD and SSD, with worked examples and the traps that catch candidates.
Read note →Paper 2 · Financing
Financing decoded: LTV, TDSR, MSR & CPF
The four levers that decide how much a buyer can actually borrow — LTV, TDSR, MSR and CPF — with the exact limits, the age-95 rule, and a fully worked max-loan calculation.
Read note →Paper 2 · HDB Policies
HDB policy decoded: eligibility, MOP, grants & EIP
The eligibility schemes, MOP rules, CPF grants and EIP/SPR quotas examiners test relentlessly — with a worked grant scenario and the traps that quietly cost marks.
Read note →Paper 1 · Agency & Ethics
Agency & ethics decoded: authority, duties, CEA rules & AML
Who is licensed vs registered, the four kinds of authority, the fiduciary duties you must never breach, and the AML/CFT steps examiners test — with scenarios and the traps that quietly cost marks.
Read note →Paper 1 · Land Law
Land law decoded: tenure, co-ownership, leases & caveats
How land is owned and passed in Singapore — freehold vs leasehold, joint tenancy vs tenancy-in-common, leases vs licences and the Torrens interests — with a worked severance scenario and the traps that cost marks.
Read note →